ICM Leasedesk

Leasing and Technology Finance

ICM offers advice on financing of IT equipment, software and services. Through our dedicated Leasedesk Service, we can arrange tailored financing solutions to meet specific business requirements.

What we do

In the current climate, decisions on when and how to invest in IT solutions are becoming increasingly important. ICM can arrange financing solutions to spread the costs of both one-off transactions and ongoing project or refresh activities.

What our customers have to say

ICM’s understanding of our business and its technology requirements was impressive. In particular, knowledge of the NetApp technology along with its specific application in our wider business context was second to none, ensuring Lloyds’ business and IT objectives were aligned.

- Andy Kiely - Lloyds Development Capital

Finance can cover:

• IT equipment
• Software
• Configuration, delivery and installation
• Consultancy, training and project management
• Software company standard support agreement.

Types of Agreement

• Finance leases
• Residual value leases
• Sale and leaseback agreements

These agreements can be tailored to meet any specific requirements with regard to financing duration and payment profile. In situations where it is more appropriate for payments to be spread in line with actual IT Lifecycle.

How it helps

Reduce Costs

Residual value leases can offer significant financial benefit, as the rental costs over three years are typically the same or lower than the purchase price. Both residual value and finance leases are more tax efficient methods of investment than capital purchase as they accelerate tax relief benefits. Over the duration of a three-year lease there is 100% tax relief against lease rental payments.

Improved cash flow

Spreading payments over the useful life of assets helps manage cash flows, and allows organisations to invest whilst preserving cash to support operational needs or strategic investments.

Reduced capital expenditure

To minimise capital expenditure and keep assets off balance sheet, many organisations enter into operating leases. Depending on the lease duration and assets being financed, it may be possible to arrange a residual value lease that qualifies as an operating lease. This is subject to the organisation's lease classification criteria and the views of its auditors.

Long-term partnership approach

We work with our customers to determine how best to finance their investment, using their own funds or third-party financing. We can highlight the various options available and provide truly impartial advice on their pros and cons.

Finance Panel

ICM believes that no individual finance company can offer the best financing solution for all possible customer requirements. Correspondingly ICM Leasedesk has a panel of industry elite finance organisations specialising in IT related funding.

Flexibility

Financing with one of our partners does not tie you in to buying equipment and services from us in the future. You can continue to seek best value from your suppliers without being constrained through your chosen financing metho

Read the benefits realised by Synapse Learning when they took advantage of ICM Leasedesk

To find out how our Leasing and Technology Finance services can help you, please contact ICM leasedesk